Are you strapped for cash and scrambling for a way to find funds? Everyone’s been there.
You might have a comfortable life until a medical emergency, sudden unemployment, or a sudden accident. It’s jarring how fast something can shake your financial situation.
People associate shame with being broke and needing help, but not here. Unfortunately, money doesn’t fall from the sky. Unleash your resourceful self and find the money you need now when you need money now.
Here we have the best side hustles so you can keep your head above water.
1. Head to the Bank
If you need buck bucks, try the bank. Here they will cooperate with you to find a workable source of money to tap into. Banks typically offer:
- Personal Loan
- Credit Card Advance
- Retirement Account Loan
- Peer Lending
- Home Equity LoanW
Banks are great for when you need money now and can pay later.
2. Check out Loan Apps
Taking out a loan is the most straightforward way to get your hands on some emergency cash.
Digital loan apps are the new way of lending money and often provide more flexible conditions. Banks tend to be very stringent no matter how hardworking you are.
Loan apps like this allow you to access funds on more forgiving terms with fewer requirements. It’s all legitimate and sweet relief from your money problems. Check out how it works here.
3. Get Hustling
Whether it’s a product or service, you have something someone out there wants. Bridge that gap with your social skills and moxie.
Sell Your Belongings
They say one man’s trash is another man’s treasure! Gather all the belongings you’re willing to let go and have a sale. Things people might like are:
- Clothes
- Electronics
- Antiques
- Furniture
Online selling might even become a long-term business plan for you!
Online Surveys
Taking online surveys is a legitimate, albeit slower, way to earn modest cash. This method is accessible to everyone with a gadget and internet connection.
Always be sure to watch out for scams. If it sounds too good to be true, it might be. When unsure how reliable a site is, check out more honest reviews from Reddit.
Food Delivery
In light of the pandemic, more and more people go out of their way to avoid going out. This makes food delivery and shoppers a new in-demand service.
Opt to connect with apps for more protection, or check out your local bulletin boards to advertise your services. Explore more apps that connect you to jobs, like rideshare apps and freelance work platforms.
Scavenge
Making like a magpie and collecting things might help you stretch out the pennies for a bit longer.
1. Scrap Recycling
Who knew you could earn money and help the environment, too? Get in touch with your local recycling plant and turn your garbage into dollars. Recycling plants look for scrap metals and aluminum.
Electronic waste is a growing problem. Don’t let your electronics fester at the bottom of your bedroom drawers. Take them to recycling plants or establishments that let you trade in electronics or electronic parts.
2. Upcycle
Money takes work, and for thrift flipping, a bit of creativity doesn’t hurt. You can find a lot of free stuff laying on people’s curbs, happy to let anyone take it off their hands. Folks also tend to post free items on Craigslist to avoid the hassle of selling them.
You’ll also find a lot of hidden gems in garage sales, but nothing is cheaper than free. What you can do after collecting your valuables like a magpie is to sell them as they are, or better, flip them.
Thriftflipping and upcycling involve improving or altering secondhand goods. These can include typical items like clothing; however, more upend items like furniture are viable options too.
If you find items like electronics you can repair, cabinets and couches to clean and restore, you can up the price tag. Take a look at this couple who made thousands from thrift flipping!
3. Refund Your Items
Do you have any untouched remnants of a fun shopping spree? If so, you’ve hit the jackpot. Depending on store policy, they might let you return your unused purchases.
4. Go to the Pawnshop
Not everyone has the time or patience to set up a garage sale or wait until a buyer takes your stuff off your hands.
Pawnshops are reliable instant buyers, albeit you might not get top dollar for what you’re selling. Get an estimate if you have something of value or even something you suspect might be of value.
Pawnshops are also great if you want to get your item back. Not everyone is ready to part with grandma’s heirloom rings. Selling to a pawn shop gives you a little leeway to retrieve your goods.
Insta-Hire
We know the last thing you want to hear is “Get a job.” Not because you’re lazy, but because you already thought about getting a job for money.
Before you groan with frustration at us stating the obvious, let us point out the pros of looking for these specific jobs.
1. Tasks
Do people’s tasks for easy instant money. You might find postings on traditional community boards, Facebook groups, and Craigslist.
People with disabilities or advanced age are often more than happy to let others do chores for them for a fee. Common tasks include:
- Shoveling a driveway (especially in the snow)
- Car washes
- Pressure washing houses or driveways
- Lawn mowing
- Gardening
- Grocery shopping
- Laundry
- Babysitting or pet sitting
- Tutoring
Keeping your safety in mind, check out menial tasks you’re willing to do for the price.
2. Waitstaff
Much like any job, paychecks for waitstaff don’t come until after a few weeks. However, if you work for tips and work hard for them, you’re sure to rack up the dollars in a day’s work.
Additionally, given the recent employment climate, you’ll find it easier to find jobs that hire on the spot. You’re high in demand and need some quick cash. Customer service tends to be emotionally demanding, but if you’re willing, you can work for tips.
Know What You can do when You Need Money Now
It’s easy to feel helpless when you’re strapped for cash. Apply for a loan for large sums, but for smaller sums to get you through the day, try working some side hustles. You’ll find many people willing to pay for all the unique and necessary things you can provide.
Do you need money now? Money may not be able to buy happiness, but it sure can make your life more comfortable. Contact us today and make that difference in your life.
